Developed and operated in Luxembourg.CDFlow AI is built, offered and managed by Digital Transformation Luxembourg Sàrl-s, with local product management, support and accountability.Add the records you already have—bank statements, invoices, receipts, payroll files and accounting exports. Your chosen AI organises the work, while CDFlow AI checks the figures, supporting evidence and approvals. When everything is ready, CDFlow AI generates the approved XML for an authorised user to upload manually in eCDF after LuxTrust authentication. For annual accounts, CDFlow AI also prepares the reviewed PDF/A publication attachment and an editable Word copy for the separate LBR filing step. CDFlow AI also prepares annual business tax declarations from your reviewed accounts and outputs compliant FAIA audit files in the AED's FAIA 2.01 XML format.
The validated CCDL6 interface generates eCDF-compatible XML packages. Submission remains a manual step in the organisation's own eCDF account after professional LuxTrust authentication.
Choose the route that matches where your accounting is done. Both routes provide controlled validation, review, approval and an immutable XML package for manual transfer through the organisation's eCDF account.
Add bank statements, invoices, receipts, payroll and exports throughout the year. Your chosen AI updates the accounting package, highlights questions and preserves the reviewed history. Whenever a VAT return or annual accounts filing is due, start the filing from those reviewed accounts.
Requires an Organisation or Agency monthly subscription after the trial.Start ongoing accounting →Complete the bookkeeping in your existing accounting software or with your accountant, then provide the final ledger, trial balance, VAT report and supporting evidence. CDFlow AI validates the package, identifies filing-specific issues and guides the filing through review, approval and submission or download.
Use one Filing Pass for one VAT return or annual-accounts filing. No ongoing accounting workspace is included.Prepare one filing →Select an accounting or filing outcome, confirm the period and add any new evidence. Autopilot inventories the organisation's existing records, chooses the configured AI model and reasoning level, and completes every supported step through a reviewed accounting package, filing draft or exact safe-stop instruction.
Classifies and posts the period, reconciles controls and creates a source-linked reviewed workbook.
Processes late or new evidence and revises only the affected periods and dependent balances.
Checks accounting readiness, calculates the permitted return, prepares the draft and runs filing validation.
Assesses reporting obligations and prepares controlled annual accounts from the reviewed PCN-mapped trial balance.
Performs a read-only check and returns the smallest exact list of documents or decisions still required.
Breaks large ledgers and document sets into bounded tasks so efficient models can process them without losing controls.
Follow a fictional Luxembourg SME from monthly documents to closed accounting and the updated ledger, then through quarterly VAT and annual accounts to approved XML downloads and the manual eCDF transfer process.
Download a complete set prepared for one fictional company. The examples show the structure, level of detail and paired human-readable and machine-readable output produced by CDFlow AI.
These are fictional format examples and must not be submitted. Filing identifiers are redacted. Monthly and quarterly VAT, full and simplified annual VAT, and the annual-accounts presentation levels are alternative formats: the competent authority's assignment and the organisation's legal eligibility determine which report applies.
CDFlow AI lets organisations and accountants work in the same controlled records without exchanging passwords, sending archives or creating duplicate files.
An individual Organisation customer can invite an accountant using a CDFlow AI Agency account. The accountant works directly in that organisation, while the customer keeps ownership, billing and the right to revoke access. The delegated organisation does not consume the Agency's quota.
If the accountant should take full responsibility, request an ownership transfer. After the Agency accepts, it becomes the owner, the organisation uses an Agency quota slot and the customer's Organisation subscription is cancelled. The customer can retain a chosen level of access.
An Agency can give a customer access to one organisation as an uploader, contributor, reviewer or manager—for example to add monthly records, answer questions or take part in a filing review.
Whichever option you choose, the same documents, accounting history, checks and approval process remain in CDFlow AI.
AI can make mistakes, particularly smaller or less capable models. CDFlow AI independently checks evidence, balances, calculations, accounting structure and filing rules before work can advance. An unsuitable model may use paid tokens without producing a usable result, but it cannot place unchecked figures into approved accounting or a submission. Your review and approval of the controlled version is the final safety layer.
Models differ in capability, speed and cost. Choose a bounded model for routine work and a high-capability model for complex accounting, difficult reconciliation and filing preparation.
Astra provides maximum capability for difficult and ambiguous work; Sol balances capability and cost; Luna suits high-volume extraction and straightforward accounting tasks.
Small suits routine extraction and classification; Medium supports demanding analysis and tool workflows.
High-capability reasoning model for complex, tool-heavy accounting investigations and difficult cross-document analysis.
Cost-efficient million-context reasoning model for bounded extraction, structured output, tool use and focused reconciliation.
CDFlow AI includes focused access to AiLexLux for Luxembourg and EU accounting, VAT, tax and filing research across the authority collections enabled for the service. Your AI can explain an issue, cite exact returned passages and help compare practical treatments without an additional AiLexLux charge. Source availability is reported with each result.
Visit AiLexLux ↗Eligible Luxembourg SMEs can apply for public support covering 70% of eligible costs for an approved AI implementation project between €3,000 and €25,000 excluding VAT. The company pays the provider first and receives the grant after implementation.
After the included year, normal subscription prices apply unless a longer term is expressly included in the approved project. Additional users or years can be scoped only where the programme adviser confirms their eligibility.
CDFlow AI helps accounting practices introduce controlled AI-assisted document intake, reconciliation, issue resolution and filing workflows, improving capacity and supporting new service models as customer expectations evolve.
Accountants and fiduciaries must confirm eligibility in writing during the mandatory pre-analysis: the general SME-aid conditions list these activities among exclusions, while the SME Packages - AI page describes Luxembourg SMEs more broadly.For accounting completed elsewhere: validate and prepare one VAT return or annual-accounts filing in a temporary workspace valid for one month. It does not renew. Files are removed when the filing is completed. Ongoing accounting is not included.
Prepare one filing →For one business: permanent document storage, recurring accounting, issue history and filings whenever they are due, with your choice of AI connection.
Choose Organisation →For accountants and fiduciaries managing several organisations. Each organisation’s data and permissions remain separate.
Choose Agency →Use the complete accounting and filing workspace for 14 days. After review and approval, a trial filing ends with an Excel XLSX download only. XML, CSV and eCDF transfer require a paid plan.
Five GPT-6 Luna chats are included each day. GPT-6 Luna handles basic operations, not complex analysis, consolidation, difficult reconciliation or full accounting packages. To test more capable managed models, request €5 of trial credit after creating a valid organisation, or use ChatGPT through MCP for the full workflow without CDFlow AI token charges.
See how source records become reviewed accounting, controlled filings and approved outputs without losing the link to their supporting evidence.
Autopilot turns a chosen outcome into a controlled sequence of evidence checks, accounting work and filing steps. It uses the organisation's existing Documents automatically and asks only for missing facts, files or decisions that CDFlow cannot safely determine.
Choose monthly accounting, an accounting update, periodic VAT, annual VAT, annual accounts or a read-only filing-readiness check.
Enter the period or financial year. Add new documents only when they are not already in the organisation's Documents library, and include special instructions only for known facts or exclusions.
Before starting, CDFlow shows the model and reasoning level selected for the task. During the run, the current action remains visible and the completed conversation is retained in AI chat.
Open the created Accounting or Filings record, inspect its evidence and controls, and resolve any held item. If Autopilot stops, follow its single next action and rerun after supplying the missing evidence or decision.
The platform administrator chooses the normal model, reasoning level and availability fallbacks for each workflow. The choice is automatic but always visible; an advanced override is available when enabled.
Large ledgers and shoeboxes are summarised and divided into bounded tasks before accounting is created. This keeps smaller efficient models useful while preserving exact source rows, totals, exceptions and controls.
A different legal entity, unreadable evidence, an unsupported amount, unresolved accounting, an invalid model route or a failed provider causes a clear safe stop. No filing stage can continue from an invented or failed ID.
Use Back before the run, exclude an uploaded file, leave a running task to inspect it in AI chat, choose an advanced model override when available, or resolve the named issue manually in Accounting or Filings.
Automatic routing uses CDFlow AI's managed models. A managed-model run can start only while the organisation has AI credits available, and every model call debits the shared prepaid balance from provider-reported usage. One Autopilot run may make several model calls or retries.
When advanced routing is enabled, you can add your own compatible AI under Settings → Expert mode and select it in Autopilot. Expert-mode calls are charged by your provider and do not consume CDFlow AI credits.
Use these amounts as a practical indication, not a quote. 100,000 AI credits equal €1 of AI balance.
These examples used previous model generations and prices. Current model prices are shown in Settings.
| Task | Managed model | Successful examples | Typical use | Range |
|---|---|---|---|---|
| Review or update an already completed month | GPT-5.6 Luna | 7 | about 4,000 credits (€0.04) | 3,000–7,000 (€0.03–€0.07) |
| Prepare an annual VAT return | Grok 4.6 | 6 | about 67,000 credits (€0.67) | 39,000–107,000 (€0.39–€1.07) |
| Prepare annual accounts | Grok 4.6 | 4 | about 61,000 credits (€0.61) | 50,000–75,000 (€0.50–€0.75) |
Your use will vary with the number and quality of the documents and the complexity of the work.
It does not approve policy choices, hide unresolved items, submit a filing, authenticate with LuxTrust or replace professional review. It prepares and checks the work, then leaves the controlled decision and filing action to an authorised person.
Everything below is optional. Continue only if you want to choose your own AI setup, work step by step in Documents, Accounting and Filings, troubleshoot individual items, or use the more advanced accounting and AI controls.
This process applies when CDFlow AI maintains the accounting. Filing Pass users begin with accounts completed in another system and continue at validation and filing preparation.
Source files, generated accounts, corrections and filing versions stay connected, so you can see where figures came from.
CDFlow AI applies fixed checks to balances, calculations, required fields and supporting evidence instead of relying only on the AI response.
Nothing is filed automatically. A responsible person reviews and approves the exact filing version before submission.
CTIE eCDF has completed the technical validation of CDFlow AI interface CCDL6. This enables CDFlow AI to generate XML packages for manual upload; it does not replace your review, LuxTrust authentication or eCDF's acceptance of the filing.
In the eCDF access request, select XML file transfer. Enter CDFlow AI as the accounting software and CCDL6 as the eCDF interface code. If a version is requested, identify it as the current hosted CDFlow AI service. Submit the access request to CTIE using the official process.
Sign in to eCDF and open Access eCDF, then Access modification. Request the additional XML file-transfer right and identify the software as CDFlow AI with interface code CCDL6. The right belongs to the organisation's eCDF account, not to one individual user.
The File transfer menu appears after XML rights are granted. Copy the six-character prefix shown there into the organisation's CDFlow AI filing settings, together with the organisation's agent identifiers. Each organisation or fiduciary uses its own account, prefix and identifiers.
Review and approve the exact filing in CDFlow AI, download and check the XML, then sign in to eCDF with an authorised professional LuxTrust certificate. Upload it under File transfer, inspect Transfer result and Transfer details, and record the result in CDFlow AI. Only an OK result is a definitive filing.
CDFlow AI separates the hosting of your workspace from the AI service you choose. GDPR accountability and professional review remain essential throughout the workflow.
The CDFlow AI application, database, uploaded documents and generated filing records are hosted in the European Union. Access controls and organisation boundaries protect the customer workspace.
Managed AI models provided through CDFlow AI use OpenRouter. Provider processing location cannot be guaranteed by CDFlow AI. The selected provider’s terms, privacy commitments and data-processing conditions apply.
When you connect an external AI client, API or self-hosted model, data is processed under that provider’s terms and technical configuration. You are responsible for assessing GDPR compliance, international data transfers and any required safeguards, especially where EU-only hosting is not explicitly guaranteed.
AI output may be incomplete, inaccurate or unsuitable for its intended purpose. CDFlow AI supports its configured OpenAI and OpenRouter catalogue, but does not guarantee model availability or result quality. Compatibility is not guaranteed for customer-provided models.
You must independently verify the source data, calculations, classifications, generated files and filing destination before approving, exporting or submitting anything through CDFlow AI.
To the maximum extent permitted by applicable law and subject to the governing contractual terms, CDFlow AI and Digitrans do not accept liability for AI output, generated filing content, user decisions or losses arising from reliance on the application. The user remains solely responsible for every approval and submission. Nothing in this notice excludes liability that cannot lawfully be limited or excluded.
We help with account setup, product use and filing workflows. Decisions that require accounting or tax judgment remain with you or your appointed adviser.